Many different types of loans are available, and they can be classified in various ways. Here are some common types of loans:

1. Personal loans: These are unsecured loans that can be used for personal expenses such as home renovations, medical bills, or debt consolidation.

2. Secured loans: These are loans that require collateral, such as a car or a house, to be pledged to the lender to secure the loan. Examples include car loans and home equity loans.

3. Payday loans: These are short-term loans that are typically due on the borrower's next payday. They often have high-interest rates and fees.

4. Student loans: These are specifically designed to help students pay for their education. They can be either federal or private loans.

5. Business loans: These are loans used to start or expand a business, and can include term loans, lines of credit, and equipment financing.

6. Mortgage loans: These are loans used to purchase a home or other real estate. They are secured by the property being purchased.

7. Debt consolidation loans: These are loans used to consolidate multiple debts into one payment with a lower interest rate.

There are many other types of loans available, and the specific terms and requirements can vary depending on the lender and the borrower's creditworthiness.